Lancaster Cook

Why I Became an Independent Agent

I founded Hillcrest Life and Health to be the agent I wished I had: someone who represents multiple carriers, gives honest recommendations even when a cheaper option is better, and stays available as your life circumstances change. Not a 1-800 number. A real person in Little Rock who will answer the phone.

Over 15 years, I've helped central Arkansas families find affordable life insurance, navigate the ACA marketplace during open enrollment, transition to Medicare at 65, and build retirement income through annuities. Every situation is different. I take the time to understand yours before making any recommendation.

Because I'm independent, I'm not trying to hit a quota for any particular carrier. My only goal is getting you the right coverage at the best available rate — and making sure you actually understand what you have.